EARN Dividend History & Yield

Ellington Credit Company · NYSE

Stock Financial Services Monthly payer High yieldMreitREIT
$4.34
-0.34% today
as of Sep 8, 2026
TTM yield
22.09%
$0.96/share over the last 12 months
Forward yield
22.09%
$0.96/share indicated annual rate
Annual dividend
$0.96
per share, forward
Per payment
$0.08
per share, every month
Frequency
Monthly
12 payments a year
Next ex-dividend date
Sep 30, 2026 Estimated
in 22 days
Next pay date
Oct 14, 2026
in 36 days
Last ex-dividend date
Aug 31, 2026
$0.08 per share
Payout ratio
n/a
REIT: use FFO payout instead
Market cap
163.2M
P/E 15.5
5y dividend CAGR
-3.4%
annualised, regular payments
Growth streak
0 yrs
no current streak
Years paying
13.2
since Jun 26, 2013
1y total return
-7.1%
price -23.9% + dividends 16.8%

Upcoming dividend payments

Ex-datePay datePer sharePer 100 sharesStatus
Wed, Sep 30, 2026 (in 22 days) Oct 14, 2026 $0.08 $8.00 Estimated
Fri, Oct 30, 2026 (in 52 days) Nov 13, 2026 $0.08 $8.00 Estimated
Sun, Nov 29, 2026 (in 82 days) Dec 13, 2026 $0.08 $8.00 Estimated
Tue, Dec 29, 2026 (in 112 days) Jan 12, 2027 $0.08 $8.00 Estimated
Thu, Jan 28, 2027 (in 142 days) Feb 11, 2027 $0.08 $8.00 Estimated
Sat, Feb 27, 2027 (in 172 days) Mar 13, 2027 $0.08 $8.00 Estimated
Mon, Mar 29, 2027 (in 202 days) Apr 12, 2027 $0.08 $8.00 Estimated
Wed, Apr 28, 2027 (in 232 days) May 12, 2027 $0.08 $8.00 Estimated
Fri, May 28, 2027 (in 262 days) Jun 11, 2027 $0.08 $8.00 Estimated
Sun, Jun 27, 2027 (in 292 days) Jul 11, 2027 $0.08 $8.00 Estimated
Tue, Jul 27, 2027 (in 322 days) Aug 10, 2027 $0.08 $8.00 Estimated
Thu, Aug 26, 2027 (in 352 days) Sep 9, 2027 $0.08 $8.00 Estimated

Estimated dates and amounts are projected from EARN's recent payment pattern and will be replaced by declared figures when the company announces them. Total over the next 12 months: about $0.96 per share.

Dividend payment history

Last 40 payments per share. RegularSpecial

Last 40 payments per share from May 30, 2023 to Aug 31, 2026; most recent $0.08$0.00$0.05$0.10May 30, 2023: $0.08May '23Jun 29, 2023: $0.08Jul 28, 2023: $0.08Aug 30, 2023: $0.08Sep 28, 2023: $0.08Oct 30, 2023: $0.08Oct '23Nov 29, 2023: $0.08Dec 28, 2023: $0.08Jan 30, 2024: $0.08Feb 28, 2024: $0.08Mar 27, 2024: $0.08Mar '24Apr 29, 2024: $0.08May 31, 2024: $0.08Jun 28, 2024: $0.08Jul 31, 2024: $0.08Aug 30, 2024: $0.08Aug '24Sep 30, 2024: $0.08Oct 31, 2024: $0.08Nov 29, 2024: $0.08Dec 31, 2024: $0.08Jan 31, 2025: $0.08Jan '25Feb 28, 2025: $0.08Mar 31, 2025: $0.08Apr 30, 2025: $0.08May 30, 2025: $0.08Jun 30, 2025: $0.08Jun '25Jul 31, 2025: $0.08Aug 29, 2025: $0.08Sep 30, 2025: $0.08Oct 31, 2025: $0.08Nov 28, 2025: $0.08Nov '25Dec 31, 2025: $0.08Jan 30, 2026: $0.08Feb 27, 2026: $0.08Mar 31, 2026: $0.08Apr 30, 2026: $0.08Apr '26May 29, 2026: $0.08Jun 30, 2026: $0.08Jul 31, 2026: $0.08Aug 31, 2026: $0.08

Annual dividends per share

Annual dividend per share by calendar year, 2017 to 2026 (year to date)$0.00$1.00$2.002017: $1.57$1.5720172018: $1.45$1.4520182019: $1.18$1.1820192020: $1.12$1.1220202021: $1.18$1.1820212022: $1.04$1.0420222023: $0.96$0.9620232024: $0.96$0.9620242025: $0.96$0.9620252026 (YTD): $0.64$0.642026 YTD

How much EARN do you need for monthly income?

Target incomeShares neededCapital at today's pricePer year
$100 / month1,250$5,431$1,200
$500 / month6,250$27,156$6,000
$1,000 / month12,500$54,312$12,000

Based on the forward yield of 22.09%. $10,000 in EARN would currently pay about $2,209 a year ($184 a month on average). Model reinvestment and growth →

EARN dividend history

Show all 94 payments
Ex-datePay dateAmountChange
Aug 31, 2026 $0.08 +0.0%
Jul 31, 2026 $0.08 +0.0%
Jun 30, 2026 $0.08 +0.0%
May 29, 2026 $0.08 +0.0%
Apr 30, 2026 $0.08 +0.0%
Mar 31, 2026 $0.08 +0.0%
Feb 27, 2026 $0.08 +0.0%
Jan 30, 2026 $0.08 +0.0%
Dec 31, 2025 $0.08 +0.0%
Nov 28, 2025 $0.08 +0.0%
Oct 31, 2025 $0.08 +0.0%
Sep 30, 2025 $0.08 +0.0%
Aug 29, 2025 $0.08 +0.0%
Jul 31, 2025 $0.08 +0.0%
Jun 30, 2025 $0.08 +0.0%
May 30, 2025 $0.08 +0.0%
Apr 30, 2025 $0.08 +0.0%
Mar 31, 2025 $0.08 +0.0%
Feb 28, 2025 $0.08 +0.0%
Jan 31, 2025 $0.08 +0.0%
Dec 31, 2024 $0.08 +0.0%
Nov 29, 2024 $0.08 +0.0%
Oct 31, 2024 $0.08 +0.0%
Sep 30, 2024 $0.08 +0.0%

Payout risk check

Yield-trap heuristicElevated risk

EARN scores 50/100 on our yield-trap heuristic (elevated risk).

3 warning flags raised:

  • Yield above 12%, far above market norms
  • Payment was cut within the last 5 years
  • Share price down more than 15% over 1 year

This is a rule-based screen computed from public data, not a rating or a recommendation. Read our guide to yield traps for what the signals mean.

About Ellington Credit Company

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.

Sector: Financial Services. Industry: Asset Management. First dividend on our records: Jun 26, 2013. 94 payments tracked.

EARN dividend FAQ

When is EARN's next ex-dividend date?

EARN's next ex-dividend date is Sep 30, 2026 (in 22 days, estimated from its monthly schedule). You must own the shares before that date to receive the payment of about $0.08 per share, expected on Oct 14, 2026.

How often does EARN pay dividends?

EARN pays dividends every month, 12 times a year. The most recent payment was $0.08 per share with an ex-date of Aug 31, 2026.

What is EARN's dividend yield?

EARN's trailing 12-month dividend yield is 22.09%, based on $0.96 per share paid over the last year and a share price of $4.34. The forward yield, using the indicated annual rate of $0.96 per share, is 22.09%.

How much does EARN pay per share?

EARN pays about $0.08 per share each month, which works out to roughly $0.96 per share a year. 100 shares would collect about $96.00 a year.

Has EARN grown or cut its dividend?

Over the last 5 years the regular payout has shrunk at 3.4% a year (+0.0% over the last year). EARN did cut a regular payment within the last 5 years.

How many shares of EARN do I need to earn $100 a month?

At the current forward yield of 22.09%, you would need about 1,250 shares of EARN (roughly $5,431 invested at today's price) to collect $1,200 a year, or $100 a month on average, before taxes. Payments arrive every month, so the monthly figure is an average.

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