EARN vs MA
Ellington Credit Company compared with Mastercard Incorporated on yield, payout growth, payment schedule, cost and risk.
EARN
Ellington Credit Company
TTM yield · Monthly
MA
Mastercard Incorporated
TTM yield · Quarterly
Quick take
- EARN yields more today: 22.09% vs 0.61% (forward).
- MA has grown its payout faster: 14.4%/yr vs -3.4%/yr over the last 5 years.
- EARN pays every month; MA pays every quarter.
- MA has the longer streak of annual increases: 14 years vs 0.
- Over the last year MA delivered the higher total return: -3.5% vs -7.1% (price change plus payouts).
- MA raises fewer payout-risk flags on our heuristic (low vs elevated).
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | EARN | MA |
|---|---|---|
| Share price | $4.34 | $570.89 |
| TTM yield | 22.09% | 0.59% |
| Forward yield | 22.09% | 0.61% |
| Annual payout per share | $0.96 | $3.48 |
| Payment frequency | Monthly | Quarterly |
| Next ex-date | Sep 30, 2026 (est.) | Oct 8, 2026 (est.) |
| Payout ratio (earnings) | — | 18% |
| 1-year payout growth | +0.0% | +14.6% |
| 5-year payout CAGR | -3.4% | +14.4% |
| Consecutive years of increases | 0 years | 14 years |
| Payout consistency (last 12) | 100/100 | 87/100 |
| 1-year total return | -7.1% | -3.5% |
| 1-year price return | -23.9% | -4.1% |
| Size (market cap / AUM) | 163.2M | 500.1B |
| Years paying | 13.2 | 19.9 |
| Payout risk (heuristic) | Elevated | Low |
| Sector / category | Financial Services | Financial Services |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| EARN | MA | |
|---|---|---|
| Shares | 2,301.5 | 17.5 |
| Income per year | $2,209 | $61 |
| Income per month (avg) | $184 | $5 |
At forward yields, before taxes. Model EARN · Model MA
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| EARN Sep 30, 2026 | Oct 14, 2026 | $0.08 | Est. |
| EARN Oct 30, 2026 | Nov 13, 2026 | $0.08 | Est. |
| EARN Nov 29, 2026 | Dec 13, 2026 | $0.08 | Est. |
| MA Oct 8, 2026 | Oct 22, 2026 | $0.87 | Est. |
| MA Jan 7, 2027 | Jan 21, 2027 | $0.87 | Est. |
| MA Apr 8, 2027 | Apr 22, 2027 | $0.87 | Est. |
Annual payouts per share
EARNMA
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, EARN or MA?
EARN currently has the higher trailing yield: EARN yields 22.09% and MA yields 0.59%. Yield changes daily with price, so check the live figures above.
How often do EARN and MA pay?
EARN pays every month and MA pays every quarter. EARN's next ex-date is Sep 30, 2026 and MA's is Oct 8, 2026.
Which has grown its dividend faster, EARN or MA?
MA has grown its payout faster: 14.4%/yr vs -3.4%/yr over the last 5 years.
Is EARN or MA better for income?
It depends on what you are optimising for. EARN and MA differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.